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Career Exploration Activity 1. It briefly assesses students in areas that include values, personality, skills, interests, and decision making styles.

Register for this free assessment on the Career Services website. Begin researching to learn about possible careers, culture, mission, areas of specialization within career areas, current issues, and major accomplishments.

Answer the following questions: Career and Advising Resources Career Services Provides career counseling to assist with choosing a major, posts parttime, internship and career employment opportunities, assists with resumes, cover letters, interviewing skills and job search strategies, and connects students with potential employers through various events during the year.

Academic advising helps to develop and implement sound educational plans that are consistent with personal values and career goals.

Often in the Counseling Center, the students that come for counseling are experiencing some major relationship problems.

Frequent problems include loneliness, conflict, and problems with boyfriends, girlfriends, roommates, and even professors. To be honest, in high school you typically have relationships that have been in existence since elementary school and take little effort to maintain.

The school schedule helps foster these relationships because you are in classes with the same people for four years. But, in college your relationships are new, and take some effort and intention on your part.

This chapter will have some tips on how to create and sustain healthy relationships during your time at UWG. The relationships you create during your first few months will be key to helping you have the best possible college experience.

But, remember, this does not happen by magic and you will have to go out of your comfort zone to meet new people and create new friendships.

It will take time and effort, but will be completely worth it in the end. You are now officially an adult and ready to spread your wings and fly all on your own.

College is a great time to begin to figure out who you are and who you are going to be as an adult separate and apart from your family.

Your relationships are bound to change and you will suddenly be exposed to so many different people who are all trying to create new relationships too.

This can be confusing, stressful, and exciting all at once. However, the relationships you develop in college have the power to help you be successful in meeting your academic and vocational goals, or they can hinder your success.

The most important thing you can do is to first develop a strong relationship with yourself. Take some time to do a self-inventory: This is just to get you started on learning about yourself.

And, certainly, as you begin to go to classes, meet friends, and find yourself faced with hard choices, you will have the chance to get to know yourself better.

It can be helpful to take some time out of your week for self-reflection in order to develop a healthy self-image. This is the cornerstone to creating healthy relationships with others.

Relationships with Faculty You are not in high school anymore. College is a very different learning environment and the professors are not like high school teachers.

You will have many different types of professors and many different types of classes, so it can be challenging to understand how you can create positive relationships with faculty, but if you want to be successful in college it is important to learn how to create a healthy relationship with your professor.

What can be most helpful is to understand that they are just people……. Relationships at Home Relationships at home are going to change.

This is inevitable and can be difficult for you and for your family. You will be making new friends, meeting new people, and will have more independence than you have ever had before.

Your family is also going to be adjusting to life without you at home. This is one of the most challenging relationships faced by college students because your living environment is crucial to your emotional well-being, so it is important to be very intentional about building and maintaining a positive relationship with your roommate.

Be honest with each other so that you can identify the areas that might be a struggle. This is sort of like a family meeting.

What is going well? What has been irritating? What can I do to be a better roommate? And, be prepared to be honest even if it is difficult.

It is always good to think if the shoe were on the other foot, what would I want my roommate to do? And Emojis do NOT make up for what is lost in an actual face to face conversation.

SO, a general rule of thumb is that if you are too scared to have the conversation in person, then texting is not an easy way out, it is an easy way to create more conflict.

Seek the guidance of a friend or an R. This can help with the separation process and make the transition back to school a little easier.

Sometimes a quick text will help ease their worries and let them know how you are doing. However, to be successful in college you have to separate from your family, so you might have to set some boundaries and slowly reduce the amount of contact you have with them.

Discuss these issues in advance with family members. Respect home rules and remember that your visit is temporary.

Dating Compared to other relationships, romantic relationships can be more difficult to negotiate since they involve intense emotions and issues such as vulnerability, jealousy, and physical intimacy.

The key to any healthy relationship is the ability to communicate even when you have a difference of opinion. Again, here are some great tips to help you get through conflict:.

We live in a world that is increasingly reliant on social media to create, sustain and build relationships. Friends have been replaced by followers, handwritten letters have been usurped by texts and tweets, and while it is easier to make connections with a variety of people, technology can also create barriers in building healthy relationships.

Conflict only grows if you ignore what you are feeling and while it is uncomfortable to have a discussion, in the end it is the best thing for your relationship.

Your partner may think you are kidding when you are actually serious, or the opposite, you may be just teasing and your partner may take it seriously.

Call them and set up a time to talk in a quiet place with your phone put away!! That will just create more conflict. Wait until you have calmed down!

Again, this sends a message that you are interested in solving the problem, rather than just attacking them. There are some great resources at the end of the chapter than can help guide you through problems you might be having.

With experience in handling conflict, you will learn how to anticipate conflict through intentional communication.

Many students meet with professors the first few weeks of class just to get on a first name basis to find out what the professor looks for in a student.

Or, in dating, it can be helpful to talk in advance over subjects that are touchy…. The more you can communicate in advance, the less likely you will be to have conflict later.

Each time you post, make sure it is in line with your digital identity. Seriously, more relationships have been damaged by people posting when angry, drunk, or just being goofy.

Use them to make sure that your posts are seen only by the people you want to see them. Even if you think your settings are private.

Resources If you run into trouble, we hope that you will use some of the campus resources to help you.

College and Money Management: Do you smile at the thought of your future earnings in your chosen career field? Or do you tremble at the thought of your current expenses and how you will fill your car up with gasoline for your next trip home?

The topic of money management can evoke a variety of emotions in any person. The reality is that college students do stress about their finances.

A nation-wide research study indicated that financial stress among college students surpassed the stresses they associated with the academic challenge of college courses And at UWG, Seriously, we include a topic on Money Management in the UWG course in an effort to raise your awareness of how stressful the topic of money can be, but we also hope to equip you with successful strategies for managing your money so that you can focus your energy and time on being successful in your classes!

You have money to spend! But have you thought about whose money you actually have? Did you earn the money from working at a job?

Is that job part of a private-sector company that pays you based on their profits received? Or do you work at a publicsector job that may pay your salary from taxpayer funds?

Or have you received a monetary gift from a family member or friend? Student Employment The decision to hold a part-time job while taking college classes can be a very tough decision.

On one hand, you definitely want to be a successful student, but the allure of earning your own money and the benefits that go along with that independence can be quite attractive.

Working while going to college can carry long-term benefits that will benefit your future, such as acquiring valuable work experience for your resume and making important networking connections with those already in your chosen career field.

If possible, consider not holding a job during your first semester so you can focus on adjusting to life as a college student. Mid-term exams, class projects, and final exams in the fall semester can coincide at a very busy time in the retail industry as holidays approach.

If you do consider a part-time job while taking college classes, give strong consideration to the number of hours you work.

Yes, there are some part-time jobs available for students at UWG! On-campus jobs do provide more opportunities for students to engage in campus life than those students who work off-campus.

Your on-campus work supervisors also must be aware of your class schedule because they cannot permit you to work during your regularly-scheduled class time.

Off-campus work supervisors do not always know of your class schedule and might schedule you to work on a day with a very important pop-quiz in your philosophy class.

Yet, as appealing as they can be, on-campus work opportunities are limited. Visit them in Row Hall 3rd floor west side , or visit their website — www.

Family Financial Support Family financial resources are not created equal. Some families have more financial resources than others to be able to provide to their children.

You may have experienced some of this disparity in high school, but it may become more pronounced in college as you spend more of your daily time with roommates and suitemates whose backgrounds are different than yours.

Some parents are able to provide their children with weekly or monthly allowances even while in college.

Others are not able to do this on a regular basis. But without a regular financial contribution from your parents, have you given thought to some of the routine expenses that your parents might be paying on your behalf?

Things like gas money, car insurance, cell phone both the cost of the phone and the monthly charges , health insurance, cable television, internet connection, etc.

Many two-income families struggle similarly with the balance of income and expenses as college students do. Conversations about money should be family conversations, not just parent to parent conversations.

Engage your parents in a conversation about the family financial resources in your home. You may be surprised what you will learn about where all the money goes!

What is a refund? What is a Financial Aid Refund? Students who utilize financial aid funds in the form of scholarships, grants, and loans are awarded a financial aid package that is designed to help meet as much of their direct and indirect educational expenses as possible.

Direct expenses are those costs which must be paid to the university, i. Indirect expenses can include items such as transportation expenses, living expenses, etc.

The university cannot keep that credit balance because it belongs to the student. Recent federal regulations have changed the way these are managed and delivered to students, and more specific information was shared with you at Orientation.

The most important thing to consider when you receive a credit balance refund is to know the source of the refund. Most of the time, the refund is made up of loan funds that you have borrowed to help fund your educational expenses.

As a loan, these funds must eventually be repaid. So, you are faced with a significant choice every time you decide to spend a portion of your refund that may be funded by student loans — do I spend this money now only to have to repay it later?

Which brings us quite conveniently to the next topic! But have you taken the opportunity to have a conversation with your parents about their income It is very important to consider the balance between the money you earn and the money you spend.

It can be a very difficult situation to overcome whenever your expenses exceed your earnings. You may need a vehicle for your basic transportation needs to and from campus, but you may want a Jaguar convertible.

Based on your current financial status, how do you balance your need and your want in this decision?

If you attended a public school for your K years, the idea of paying for your education may not be very familiar to you.

The reality is — college costs money! And it is important for you to understand what those costs are. Yes, this scenario may be far-fetched or not!

Sometimes the difference between needs and wants is not as clear as this example about vehicles. So, do you purchase a pair of pants, a shirt, tie, and sportcoat separately off the rack at a department store, or do you spend a little extra to have a suit tailored to fit you?

Learning to budget your money is an important skill to learn in college. What are your long-term goals? How will you achieve those goals? How does money management impact how you reach those goals?

Track both for a while to get an idea. Consider the following expenses: They just do without that item for the rest of the month. Tuition — Tuition is defined as the cost of instruction for the courses in which you enroll.

Tuition includes not just the salary of the professor who is teaching your course, but it also includes teaching and learning materials relevant to the course, classroom and facility expenses including utilities expenses , instructional technology, etc.

Mandatory Fees — These are fees which are necessary to provide a complete range of student services that support the academic environment.

A complete university education is about more than just attending classes — campus involvement, personal growth, and commitment to your physical and mental health help to develop life skills that you will use after you graduate.

Mandatory fees, such as the activity fee, athletic fee, and health fee, allow the university to provide those valuable resources to every student. Mandatory fees are reviewed by various UWG committees whose membership must include student representatives, in compliance with University System of Georgia policies.

These university committees make recommendations for fees on an annual basis to the UWG President who in turn makes recommendations to the University System of Georgia Board of Regents.

You may have heard that phrase used before, but what does it mean? Although you are more than just a guest of the university, you are rooming and boarding with us!

You are charged room and board depending on which residence hall you live in and what type of meal plan you choose.

Students should always know the status of their UWG account. Students often do not check BANWEB regularly, except at times for course registration and checking final course grades.

Your Future - Planning on it? The next four years may seem very far away for you. But think back for a second — how quickly did your high school years pass?

Your college years will pass by even more quickly. When you leave college, you will be entering your chosen career field through the path of a job in the field or through continued education through graduate school, or both.

Either way, many of the decisions you make over the next four years will impact your life after college. This definitely includes financial decisions.

As you earn money in college and as you spend money in college, think about your short-term and long-term goals and how your money management will help you achieve those goals.

If financial independency is one of your short-term or long-term goals, be thinking now about some of the expenses that your parents may be covering on your behalf, expenses that will become yours one day!

Expenses such as cell phone, computer, car, apartment rent, house payment, insurance, etc. It is easy to forget these expenses when your parents may be helping to provide these for you!

Saving Money Be thinking about how you will save money for your future. It is always a great idea to keep an emergency fund available for some of those unexpected life challenges that face us from time to time — flat tires, high heating bills in the winter, etc.

But in the middle of that balance between keeping your daily expenses going, saving for emergencies, and spending on yourself, think about whether you are saving for your future, or are you assuming that your future earnings will pay for your current expenses?

What are your future earnings in your career field projected to be when you graduate, and is there any room to doubt that those future earnings will remain at the current projections?

As you save for your future, how much are you willing to risk now in investments that might bring you larger payouts for the future?

Or could these same investments cause you to lose what you invested if the economy struggles like it has for the past few years?

Are you willing to take that risk? Credit Care A really difficult lesson that some students learn in college is that credit cards can be dangerous, especially if not used wisely.

There are good and bad sides to using a credit card as a young adult:. The topic of student loans can be quite confusing. Here are some basic definitions of some of the terms used in discussing student loans:.

Credit cards may have sky-high interest rates, so beware! If you use or want to start using a credit card, try these tips for keeping the spending under control:.

The student becomes responsible for the accruing interest during repayment, which begins six-months after the student is no longer-enrolled half-time.

Eligibility for Subsidized Loans is based on remaining financial need after all other aid is awarded. Sometimes the interest can compound, only adding to the additional costs.

A high limit does not mean you should hit it. Keep your credit balances under control! Paying late after the due date damages your credit rating and incurs late fees.

Student Loans Although we strongly suggest exhausting scholarship and grant opportunities first, it is important for us to educate you as much as possible about student loans so that you can make a truly informed financial decision.

Just because you are offered student loans as part of your financial aid package does not mean that you have to borrow them.

If you have the financial means to cover your college expenses while you are enrolled, you should definitely consider doing that to save your future long-term debt levels.

Congress, through the US Department of Education, has established limits to help prevent students from over-borrowing through student loans.

These limits are on an annual yearly basis as well as an aggregate lifetime basis: These limits are for dependent students. Independent students have higher annual and aggregate limits.

Also, dependent students whose parents are denied a PLUS loan due to adverse credit may also be able to borrower at the higher independent limits, but it all must be repaid!

Interest payments can be made throughout enrollment, or may accrue and capitalize through enrollment and be added to the loan during repayment. Interest is calculated as a percentage of the unpaid principal amount loan amount borrowed.

At the time of writing this chapter, the interest rates are not yet known. For , the interest rate on undergraduate student loans disbursed between July 1, and June 30, was 4.

This interest rate will remain on that specific loan throughout repayment. The US Department of Education sets the loan origination fee each year, and it is also subject to change with federal sequestration on October 1st of each year.

The current loan origination fee is 1. The loan servicer will work with you on repayment plans and loan consolidation options and will assist you with other tasks related to your federal student loan.

It is important to maintain contact with your loan servicer. Your loan servicer will be assigned to you when you take out your first student loan, and you may find out who your loan servicer is at the National Student Loan Data System, www.

The current Federal Student Loan Servicers include: There are other topics associated with repayment of your student loans that will be covered in your Loan Exit Counseling Session.

If you ever have questions about your student loans prior to entering repayment, please contact your Federal Student Loan Servicer.

Here are some tips for understanding and limiting your student loan debt: You should check your student loan records regularly! You can also make payments early so your interest does not compound.

Keep this servicer updated with your current contact information at all times — including mailing addresses, email addresses, phone numbers, etc.

We try very hard to reduce the level of complexity for you, but sometimes you do get caught in the middle of these very complex and sometimes competing regulations.

Thank you for your patience as we help you through this process! As a reminder, there are payment deadlines for each semester. In order to be able to keep the classes that you register for each semester, you must be sure that your account has been fully paid or credited with authorized financial aid funds by the published payment deadlines.

This accountability is called Satisfactory Academic Progress and will be checked at the conclusion of each semester. To continue to receive financial aid, you must meet the following requirements: The first semester you do not meet either or both of these requirements, you will be placed on a Financial Aid Warning status.

During the warning period, you will have one semester to bring your academic requirements to the appropriate levels. After this warning period, if you continue to miss the Satisfactory Academic Progress requirements, you will lose your financial aid eligibility until you restore your academic eligibility for the financial aid.

For example, if your academic program requires semester hours, you have until semester hours to complete the degree requirements Maximum Time Frame.

There is no warning period for exceeding Maximum Time Frame. A common issue that affects students and their Financial Aid Satisfactory Academic Progress is withdrawing from courses.

The rate of course withdrawals has a significant impact on the pace of progression requirement. You may be doing much better in the course than you think you are!

And the services We want to be able to help you with your Financial Aid questions. Please contact us in Parker Hall, finaid westga.

Brutal, I know, but this is really helpful to remember. Psychology has found that we often overestimate our ability to do something to the point where we hurt ourselves.

For instance, you may have found it takes you longer to write a paper or read a chapter than you thought it would. This can really hurt the way you schedule your time.

From professors who have to skip PowerPoint slides to finish the lecture on time to the person who said he would be somewhere an hour ago.

So, tip number one: This is so simple to understand but almost impossible to do. You have to know what can be sacrificed when the time comes and knowing your priorities can help.

College is so much more than earning an education. Personally, looking back, some of the biggest lessons I gained when in college came from just living life with friends.

You will learn some of the craziest things during college, most of them really helpful, but you have to allow yourself time to learn them.

That will all come later. Schedule some time to relax and I promise opportunities will arise that bring with them life changing experiences.

Will Evans Class of , B. Psychology Class of , M. Professional Counseling, College Student Affairs. You can stay up as late you want, stay out as late as you want, sleep and eat when you want, and no one is here to tell you when you have do, well, anything!

One of the biggest challenges for any new student —and many not-so-new students—is organizing their daily life so all the work and studying gets done while still having lots of time for fun, friends, food, exercise, relaxation, and sleep.

Time marches on, with or without you, whether you like it or not. The trick is managing yourself to keep pace with the non-stop movement of time.

Most students spend about: That leaves 44 hours free time and for studying. Calculate how you use your hours in a week.

Use the example above, but put in the time YOU spend time each week on activities. Include anything you typically do; time spent working if you work, time spent exercising, commuting, etc.

Do not include study time yet. This will give you the total number of hours in a week you typically have free. Now, from the number of hours of free time, subtract the number of hours you need to study in order to do well in your course work.

A general rule of thumb is for every hour in class , depending on your schedule , you need to study at least 2 hours, so study hours a week.

Time Tips Set clear starting and stopping times for studying. This will help keep you focused on the task at hand.

Studying is always a priority. Build this time into your daily routine and do not compromise your studies. Keep in mind that all the fun things and great friends you experience in college happen because you are a student at The University of West Georgia.

Staying a student means you must study! Make sure you have a variety of activities throughout your day. Include exercise and fun, time to relax, time to study, time for yourself, time with friends, etc.

All work and no play makes for a very dull and frustrating college life! But again, keep studying and doing well in classes as your number one priority.

Plan for the unplanned. Give yourself enough flexibility in your day to attend to things as they pop up. Turn off your cell phone and avoid social networking.

Believe it or not, no one has ever died from a few hours without Twitter or Instagram. Many college students spend more time in a week texting and using various forms of social media than they do studying.

When you set your goal for each study session, be sure it is focused on studying with as few distractions as possible. Do your best to keep your life as normal and sane as possible.

Try to get up in the morning at about the same time. You need hours of sleep at least 3 nights a weeks to keep your brain functioning well.

A continued lack of sleep, a crazy schedule and growing frustration lead to getting sick. Remember to eat well and exercise, too! With society continuing to change, it is important to learn and experience cultures different from your own.

Having the ability to communicate effectively with others will aid you in the work force, professional schools, daily living, and beyond.

In order for your college experience to be transformative, you must learn to challenge yourself. Challenging yourself, while sometimes uncomfortable, can be truly rewarding.

Remember, diversity will add to your college experience. You will encounter other students from different backgrounds, cultures, and interests. Each come with their own traditions and personal stories.

Interacting with a diverse student body helps to prepare you for the world inside and outside the campus of UWG!

At UWG, take full advantage of the many opportunities to progress as individuals in a campus community characterizing the human spirit. Although you may have some mishaps along the way we all do!

You have an open infinite invitation to drop by the Center for Diversity and Inclusion to explore our office and yourself.

We are thrilled that you have decided to go West! May your time at UWG be productive, engaging, and exciting! Diversity and Inclusion The world changes everyday with possibilities to travel to unknown places, opportunities to taste world cuisines, and new advancements in various industries.

We communicate with people everyday that have different backgrounds, races, and sexual orientations. Although you may not identify yourself with their culture, it is important to recognize the value each individual brings to the world.

In the world we live in today, it may not seem relevant to ask ourselves why diversity is important since we have an African-American President or a transgender actress in sitcoms.

Think of diversity as a taco salad that has the ability to come in three different forms: The first form, consisting of individual ingredients such as a block of cheese, a head of lettuce, and a whole tomato.

Eating each item separately probably would not be the preference for enjoying a taco salad. The second option, a taco salad smoothie, would result in a brownish-green drink with little ways to identify what initial ingredients were present.

The final choice, a traditional taco salad, is comprised of all of the ingredients such as chips, shredded cheese, diced tomatoes, sour cream, meat, and chopped lettuce.

A traditional taco salad has easily identifiable ingredients, but relies on their individuality to make the taco salad compete. Understanding diversity is just like the traditional taco salad choice.

Each of us bring various levels of experiences, tolerances, and open mindedness to college, and must work to value and appreciate all the unique identities we will encounter in our college experience.

A continuous process of perceiving how diversity is defined, as well as a growing mindfulness of how we as individuals evolve in our understanding of identities different from our own.

Accepting and empowering individuals and perspectives regardless of differences with mutual civility, decency, dignity, and accountability for our attitudes, behaviors, and words.

Working together across disciplines, rank, and backgrounds, seeking to understand and value differences as assets to attain a common goal.

An understanding of internalized assumptions , beliefs, and privileges that require a lifelong commitment to self-awareness, reflection, and critique in order to embrace the intersections of multidimensional identities.

Understanding the Importance of Inclusion It may sound simple, but allow your mind to return to physical education PE class or gym.

Your strengths tend to lean toward music and you are a fair kicker and runner. Reluctantly, you are chosen last. Do you recall the comments, and behaviors towards classmates who were usually chosen last?

The individuals were a member of the team, but were not made to feel welcome. Students from different walks of life may report feeling marginalized by their university and peers because of negative or micro-messages.

Micro-messages are small behaviors that have a big impact. Subtle, semi-conscious, universally understood messages, both verbal and physical, tell others what we really think.

There are two kinds of micro-messages: Over time, micro-inequities devalue and discourage a person, while micro affirmations value and encourage.

Since we live in a diverse world, each bring our share of cultural histories, personal experiences, thought processes, and attitudes.

Inclusion involves supporting the development of all individuals and providing an environment that is welcoming.

Inclusion is fighting against exclusion and ensuring that appropriate support systems are in place to assist those in need. Inclusion also attempts to aid in the development of an attitude, mindset, or behavior.

It requires a person to alter their innate beliefs, customs, and actions toward individuals, groups, or organizations.

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Token Market has been setup as the platform for the future financial era. EcoBit is taking charge in the fight to make the planet a safe and healthier Blockchain Capital is a venture capital firm investing in blockchain enterprises.

ZrCoin is a blockchain project for investing in the production of an indemand Aeternity is a new smart contract blockchain that interfaces with IoT FinTech It is an easytouse secure cryptocurrency with an organization that has Peerplays is a provably fair blockchainbased gaming platform.

The Aragon platform lets a whole organization operate with the infrastracture Monaco is creating a cryptocurrency card with extra affordable exchange Storj is a platform allows users to store data in a secure and decentralized During the open season, anyone eligible to participate may change health plans or options, cancel or suspend their FEHB enrollment, enroll in the new programs and request plan brochures and information.

You can find information at http: Air Guard federal technicians can all Carmen Fattore at and Army Guard technicians can call Jacquelyn Bertrand at Honor Guard program wants YOU!

Looking for a way to serve and get some satisfaction at the same time? The Honor Guard program is looking for members of the Army and Air Guard to join the team to perform honor guard duties at the funerals of veterans.

There is an initial eight hours of training for all new enrollees, with on-going sustainment training. If you are interested in applying for the Honor Guard program, call Retired Sgt.

Ed Goetschius at VA Launches Suicide Hotline. To ensure veterans with emotional crises have round-the-clock access to trained professionals, the Department of Veterans Affairs VA has begun operation of a national suicide prevention hot line for veterans.

Secretary of Veterans Affairs Jim Nicholson said: All service members who experience the stresses of combat can have wounds on their minds as well as their bodies.

Veterans should see mental health services as another benefit they have earned, which the men and women of VA are honored to provide. They will take toll-free calls from across the country and work closely with local VA mental health providers to help callers.

The toll-free hot line number is 1 TALK Discounts offered for State employees. From amusement parks to fitness to computer to phones and lots of other discounts between, you will find many ways to save money.

For more information, please contact Cindy Leese at cindy. Free oil changes available for spouses of deployed service members.

The program, called Operation Havoline Star, will provide military families with one free oil change redeemable at participating Texaco Xpress Lube locations across the country through December 31, To learn more about the program and to request a gift certificate, please visit https: Register to use the Guard Family Portal.

Have you registered yet for the Guard Family Portal? Did you know that it's available to service members, family members, volunteers and even community members?

If you haven't taken the time yet to log on and register, be sure to do it soon as you're missing out on important information.

What is on the Guard Family Portal? Log on today to create your account at http: Military families can buy discounted Disney World ticket by phone.

Military families who are unable to travel to a base to buy specially priced Walt Disney World Theme Park tickets have a new option. Retired, Active, National Guard, Reservist and Department of Defense personnel are now able to purchase these specially priced tickets over the phone.

Disney Military Sales has offered discounted tickets to military families for over 20 years. The proceeds directly support the base community and the programs offered to the military personnel stationed there.

Discounted tickets for qualifying military families may be purchased via mail-order by calling the Commander, Navy Region Southwest at or Air Force Central Ticket Program at Program offers assistance to spouses of deployed military.

The Deployed Military Spouses Assistance Program provides direct assistance and referrals to existing programs for spouses of deployed military personnel active duty, reserve and National Guard who face unusual financial and emotional stress as a result of the deployments.

Applicants should contact Fawn Mutschler at ext. In addition to the completed application form, applicants will also need to submit the following documentation: Additional information can be found at: Shades of Green offers Disney for military.

Now that the summer is almost over, thoughts of how to spend next summer or your next vacation week, can start to pop into your mind.

One place to consider if Florida is one of your next vacation places is Shades of Green in Orlando. Minutes from the Disney attractions, this resort is also close to golf, dining and other Florida attractions.

Their web site, www. The rates are reasonable and will be a opportunity to visit Orlando with your family.

Tax information for military members who have deployed. From the Military Officers Association of America. Military pay received while deployed in a combat zone or other qualifying hazardous duty area is tax-free.

But what specific rules apply? Here's a quick refresher course, which summarizes how you can take advantage of these savings opportunities.

Reenlistment bonuses received during a qualifying deployment month also are tax-free. Be aware, however, if a reenlistment bonus is taken in installment payments instead of a lump-sum, installment payments received after leaving the combat zone are not tax-free.

Thrift Saving Plan TSP contributions made while in a combat zone are not taxed on withdrawal or distribution. Due to the Heroes Earned Retirement Opportunities HERO Act of , servicemembers who were deployed in a combat zone or other qualifying hazardous duty area have up until May 28, , to make IRA contributions for tax years and If the servicemember qualifies for a deductible traditional IRA, this can result in a tax refund for contributions made.

For more information, visit www. Job assistance for military spouses, retirees, injured military. Registration will be held from 6: Please make checks payable to: For an application or information contact Tech.

Erica Nelson at or Master Sgt. Frank Heath at or frank. This event will be open to unit members, dependents, and individuals that would normally have access to the base.

This is not open to the general public. Enlisted Association holding golf outing on Oct. All proceeds from the event go to the association's scholarships.

Registration and a continental breakfast begins the day at 7: The play is two-person best ball with a modified shotgun start at 8: There will be prizes for first and second place teams for the low gross, closest to the pin on all par 3's and the longest drive.

For more information call Mike Amoroso at Here's To The Heroes. Any active duty, active reserve, ready reserve service member or Guard member is entitled to free admission under the program.

He or she need only register, either online at www. HBCU holding career fair for students. A number of organizations, including the New Jersey Dept.

High school and community college students and parents are invited to attend. An Ecumenical service with the featured speaker, Rev. Stephen Samuels will be held from A college fair with workshops will be held from More that 40 HCBUs will be represented at the fair with information about scholarships and financial aid, making the college decision and present and future job market.

For more information, visit the web site www. The sponsorship allows any military person active, Guard, reserve, or retired to request as many programs as they need for the students in their lives.

There is a secure website to confirm a person's military status before directing the user to the software order site.

Programs are shipped to domestic U. American Legion offers scholarships, booklet on their Web site. The American Legion has scholarship information on their Web site - www.

When you get on the site, click on "Scholarship Information" in the "Useful Links" block. From the desk of retired Sgt. Proceeds from this weekend event are spent directly on our membership.

Friday night features "The American Game Show Challenge," which is a series of fun trivia contests and physical challenges. Saturday is back to business with a business meeting and elections for the executive council.

Saturday Night wraps up our conference with our customary formal Military Ball. There are several package plans to fit your particular needs. If you have any questions, call retired Sgt.

Jerome Zebrowski at or e-mail at jcptfalc aol. Edward Goetschius at or e-mail at esgtmaj comcast. Visit the association's web site at www.

NGANJ group life insurance available to members.

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